Short term investments

When we think about investment, we often think about saving for long term goals like retirement. But there are also plenty of short term investment options that could help you to reach your goals. 

What are short term investments

  • Short term investments are investments with a time horizon of 3 years or less.

    So, they're great for people who know they need access to their money in the near future.
  • Short term investors usually have a specific goal in mind.

    They know what they want to use their investment for, and they know that they'll need to have their money available soon. 

What are short term investment opportunities?  

Short term investments are ideal for any goal that you want to achieve in the near future. Some examples are: 

Our Robo-Advisor will help you open a low risk Voluntary Plan 

The OUTvest Voluntary Plan allows you to invest directly into our uniquely engineered unit trust funds. And if you're looking for efficient short term investments, our Voluntary Plans offer excellent short term investment options.

You can tailor-make your investment to meet your specific goals. And our trusty Robo-Advisor will help you every step of the way. 

Simply download the OUTvest app and answer a few quick, easy questions about your goals. From there, the system will take into account your time horizon and appetite for risk before suggesting the Voluntary Plan that'll best suit your needs. 

Try it now, with no obligation to invest. 

App store Play store

OUTvest funds for short term investments 

Our Robo-Advisor will suggest an appropriate fund for your short term investments. Generally, if your time horizon is less than three years, the suggested fund will either be The Granate SCI Money Market Fund or The CoreShares OUTcautious Index Fund. 

granate (1).png

The Granate SCI Money Market Fund
Perfect for low-risk short term investments (time horizon up to a year)

Our Money Market Fund aims to give short term investors access to a diversified portfolio of money market instruments. The fund is ideal for low risk short term investments because it's specifically designed to have minimum fluctuations.

Because protecting your money is our main priority, we ensure that there is very little volatility in the fund. In order to achieve this, our Money Market Funds are short term cash investments, and there are no growth assets in the fund. 

The Granate SCI Money Market Fund is ideal for short term investors looking to invest for up to a year. 

coreshares.png

The CoreShares OUTcautious Index Fund

Some degree of risk involved (time horizon of 1-3 years)

Our OUTcautious Index Fund is another one of our short term investment options. Your money will mostly be invested in bonds (loans to governments). There will also be some investment in shares, with shares in companies traded on a stock exchange, both in South Africa and globally.

Lastly, your money will be invested in property, with listed companies that specifically invest in property both in South Africa and abroad. 

While the OUTcautious Index Fund is great for safe short term investments, there is still a degree of risk involved. This makes it ideal for short term investors who have a time horizon of 1 to 3 years. 

 

Reach your short term goals faster with Crowdvest

With OUTvest, you don't have to tackle your short term investments alone. You can share your short term investment opportunities with your family and friends. 

By starting a Crowdvest investment, you give your loved ones the opportunity to contribute towards your Voluntary Plan.

Investing money towards your shared goal will help you reach your outcome faster. 

Chat to our advisors 

Our skilled financial advisors are always just a phone call away. So if you have any questions about your short term and long term investments, please don't hesitate to ask. 

They'll be happy to discuss short term investment options with you. And they'll guide you towards short term investments that suit your needs.

Get in touch
Latest articles
Become an Investor in 4 Easy Steps
OUTvest Market Commentary - June 2022
OUTvest Market Commentary - May 2022