Why retirement planning shouldn't begin and end with your company pension

If you're fortunate enough to have a pension or provident fund with your employer, you may feel like you've already got your retirement planning under control. But your company pension or provident fund doesn't have to be your only retirement investment.

Retirement planning can include different retirement options that broaden your portfolio. And having a private retirement plan could help you to reach your goals.  

Include an OUTvest Retirement Annuity in your retirement planning

When you're preparing for retirement, it's important to consider whether your pension or provident fund will give you a large enough pay-out for you to retire comfortably.

You might find that when you really look into the nitty-gritty of retirement financial planning, you simply don't have enough money tucked away. 

An OUTvest Retirement Annuity is a great way to boost your retirement savings. By supplementing your pension or provident fund, you can ensure that you'll be able to maintain the same standard of living in your retirement years. 

Have more control when preparing for retirement 

If you have a pension or provident fund, it's because your company set it up on your behalf.

This limits the amount of control you have over your retirement planning. You might not get to decide how you invest your money, and you might not necessarily be exposed to other retirement options. 

But with an OUTvest Retirement Annuity, you can take retirement planning into your own hands. Because our RA is a private retirement plan, you can choose how you'd like to invest, and how much you'd like to invest.

And, thanks to our innovative digital platform, you can even stop and restart your contributions at any time.

Benefits of retiring with OUTvest

Keep your retirement planning on track

Retirement financial planning doesn't have to be complicated. Our advanced, fund-monitoring…

Retirement financial planning doesn't have to be complicated. Our advanced, fund-monitoring technology allows you to track your investment's outcomes in real time.

Our system will even give you advice about how to keep your investment on track to meet your goals. 

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Enjoy great tax benefits

The South African Revenue Service has created tax incentives for those who add…

The South African Revenue Service has created tax incentives for those who add Retirement Annuities to their retirement planning.

They've ensured that the money you put into your retirement annuity is tax-deductible (up to a limit of R350 000 in a tax year). 

This is a way for SARS to reward South Africans for preparing for retirement, so that they don't depend on the state when they get older. 

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Benefit from our revolutionarily low fees

When you're preparing for retirement, the fees you pay on your investments can significantly…

When you're preparing for retirement, the fees you pay on your investments can significantly impact how much your investments grow. That’s why we’ve created the market-leading ONEfee model.

As the name suggests, we only charge one, fixed fee on your investment. This could lead to you saving up to 90% in fees, which​​​ could boost your retirement savings by as much as 60%. Find out how it works here

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